Ok, I have to admit something here. As time moves on and I get older (crap, did I just admit to that?), I see myself more and more moving to the right fiscally. Now to stay bluntly and proudly honest here, I also have to admit that I'm still about as liberal as one can be about ALL the social issues of life. IE: drugs, sex, abortion, gay marriage, religion and everything else that is just flat out none of my personal business.
It just seems more and more logical that our government should run itself the same as us peons have to run our financial realities and lives. The glaring truth about having a successful financial personal system is quite simple really. You DO NOT spend more than you make. Now credit, (the devil in disguise) allows people to do just that. Instead of uttering those words that our grandfathers and fathers were so familiar with "Gee, that sounds nice but we can't afford it", the advent of credit made it possible to have most anything you want right now if you are willing to pay for it over a long period of time. Of course it cost a lot more with the rip-off interest they charge for the "service" but oh well, we want it NOW.
By the way, in the past that outrageous "interest" rate would be called blood money and would be against the law but somehow it became acceptable business practices in our modern world. We now call them "bankers and credit card companies" and pretend that they are just nice people trying to help us. The truth of our present debacle going on in the world now is they decided to go ahead and give anyone credit without even being able to make the payments at all. Now how criminal should that be in a sane society? Those politicians who changed the rules, bankers, loan officers and banks who did that should all be in prison right now to say the least. Maybe a daily caning should be added for good measure, with live video so we could all watch and enjoy.
The other truth that intelligent, thoughtful and careful folks do in their personal financial lives is to at least try at all times to have a "nest-egg" set aside in case of any unforeseen emergencies that inevitably comes along in life. A rainy day fund, we sometimes call it. I've heard politicians for years utter those concepts but their obviously only paying lip service to it to look good and get reelected by saying garbage they think we want to hear. I do know that the Governor of California has been trying to get the politicians to do this for years now without any results at all. Plainly they all are deaf or stupid, probably both and then some.
Some other truths about this subject is normal American's do care deeply about the less fortunate's problems but have to always face the realities of how much if any we can help others. For one thing most people can't afford to just "give" anyone money as they are trying to stay solvent themselves. The other truth is that's really not how you can best help people in need at all. The best way to help anyone is to show them how to help themselves. You've heard of the great wisdom: "Don't give people fish, teach them how to fish." That is the ONLY real way to help anyone, here in America or the rest of the world, for that matter.
So getting back to my original reason for this rant, I started out being influenced greatly from the sixties as the typical long haired Hippy, Musician, Liberal, kicked back weirdo and now shockingly find myself leaning farther and farther toward SOME of the attitudes of my right wing brethren. Unlike most of them I hear talk though, I still choose to see life as a half full cup of wine and have nothing but a positive outlook for us humans on this here planet called Earth. I do purposely choose to not be the typical Rush Limbutt "doom and gloom, anger and hate" right winger I so often hear talk.
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1 comment:
I am in total agreement. We need to live below or at our means rather than try to "keep up with the Jones's". I mean what do think would happen with an interest only loan? Maybe we should take some of that bailout money and teach people (and our government) how to better manage money. Now sit back, pour a nice glass of syrah and listen to some music and just relax.
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